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Management Team We have an experienced and dynamic team.

Mr. Latif has been associated with the capital markets for over 18 years, with both domestic and international experience providing a comprehensive blend. Prior to joining Alfalah Asset Management Limited Mr. Khaldoon was associated with Faysal Asset Management Limited as its Chief Executive Officer (CEO) and under his leadership, Faysal Asset Management has achieved significant growth during his tenure and transformed into major industry player. Earlier he was associated with BMA Asset Management Company Limited as its CEO, JS Investments Limited as its Chief Investment Officer (CIO) and KASB Funds Limited as its CEO. Before KASB Funds he was the General Manager and Director of TSWLL Bahrain, a wholly owned subsidiary of TAIB Bank BSC, where he headed their brokerage, asset management, custody and advisory operations..

He has been a member of the Mutual Fund Association for over six years and has been the Vice Chairman from FY2021-22. He is also a non-executive director on a bank holding company out of Bahrain, IIBank LLC, that has operations in Africa and Europe. He is a former board member of TRG and Pace Pakistan.

Mr. Latif also brings both buy and sell side exposure of domestic capital markets in Pakistan. Mr. Latif began his career on the sell side with AKD Securities Ltd in various capacities including Head of Foreign Institutional Sales and Equity Research in the capacity of Head of Research and Chief Economist. On the Buy side, Mr. Latif has worked with PICIC AMC as Head of Research and Product Development where his tenor also included active management of the PICIC Energy Fund. Mr. Latif is a LUMS Alumni and has done a number of capital market courses with CFA association, Daiwa, J.P. Morgan and Bahrain Institute of Banking and Finance (BIBF). He has also completed his Director certification program from IBA.

Muhammad Ayub Khuhro is the Chief Investment Officer at Alfalah Asset Management Limited.

Prior to joining Alfalah, he was associated with Faysal Asset Management Limited as Chief Investment Officer. In his tenure at FAML he revamped the investment process, fund management teams and research department to significantly contribute to the company’s unprecedented growth and to cater to the ever growing business needs and market dynamics.

He has over 15 years of experience in banking / asset management industry in research, capital markets and fund management functions. He started his career with Pak Oman AMC in the research division before moving on to Faysal Bank Limited as Research Head in the Equity Capital Markets Division. At Faysal Bank, he was involved in managing the equity portfolio worth over USD 80mn and spearheading the research effort to provide in-depth advice and coverage across the capital markets for the Investment Committee. He was also involved in IPO’s and private equity valuations for the bank.

He has developed a unique understanding of equity, fixed income and money market investments. With the power to exercise all investment options for FAML, he has ensured that his investment decisions have encompassed both strategic and tactical asset allocations, implemented via thorough research and evaluation of historical performance of multiple asset classes and instruments.

Ayub holds a Bachelor’s of Science (BSc Hons) degree in Economics from Lahore University of Management Sciences (LUMS).

Faisal Ali Khan is serving as Chief Financial Officer of Alfalah Asset Management Limited and prior to joining Alfalah AMC he was associated with Faysal Funds where he served as CFO and Company Secretary. In past he has worked with reputed financial sector organizations including BMA Funds, Saudi Pak Industrial and Agricultural Company (Pvt.) Ltd, Attock Refinery Limited and KPMG.

Mr. Faisal is a fellow member of the Institute of Chartered Accountant of Pakistan having a professional experience of over nineteen years ranging from financial reporting, regulatory compliance, budgeting and taxation to corporate and secretarial practices including 15 years of experience in the asset management and investment advisory industry.

Mr. Soomro is a qualified Chartered Accountant from the Institute of Chartered Accountant of Pakistan (ICAP). Prior to joining Alfalah Asset Management Limited, he was Chief Financial Officer & Company Secretary of HBL Asset Management Limited for seven years. During his tenure as CFO, he was responsible for all financial and fiscal management aspects of Company operations and Mutual Funds/Pension Schemes under management of the Company. The job also included providing leadership and coordination in the administrative, business planning, strategy, accounting, taxation and budgeting efforts of the Company.

Before HBL Asset Management Limited, he was working at A F Ferguson Chartered Accountants; a member firm of PricewaterhouseCoopers (PwC). During his five years at A.F Ferguson with the Assurance and Business Advisory Services of the firm, he conducted audits of major financial institutions of Pakistan including local and foreign commercial banks, mutual funds, modarbas, housing finance company and leasing companies. He was also a key member of the team which conducted pre-acquisition Financial and Taxation Due Diligence Review of a commercial bank in Pakistan. Mr. Soomro has also conducted Internal Audit reviews of a large commercial bank and a foreign bank, where the responsibilities included reporting on effectiveness and efficiency of internal audit department, and independent reporting on internal control weaknesses.”

Saad has recently joined Alfalah AML and is leading the organizational strategy function while supervising Human Resources, Administration and Marketing departments. Additionally, he is responsible for formulating and executing sales and business development strategies as well as alignment of functional strategies & plans with company’s short and long-term objectives.

Saad brings to the team over 20 years of asset management and financial services industry experience in the fields of strategy formulation execution, sales and business development, product structuring, marketing, investment advisory and human resource management. His last association was with Faysal Funds as Head of Strategy and HR. Previously, he also worked for prestigious institutions such as NBP Funds, UBL Funds, PICIC AMC, JSIL and IGI Fund Select among few others.

He holds MBA in Marketing from IBA and has acquired various trainings in leadership, team management, problem solving, time management and communication. He is also certified for Mutual Funds Distribution and Capital Markets from IFMP.

Mr. Hashmi possess over 16 years of diversified rich experience in the financial services industry with key expertise in Finance, Audit, Fund Operations, Legal matters, Fund Product Development, Fund Risk Management and Regulatory Compliance in multiple capacities as Head of Department.

Being Compliance Head, one of the most important members of the management team, He is primarily responsible for overseeing compliance within an organization, and ensuring compliance with laws, regulatory requirements, policies, and procedures.

Mr. Hashmi as the compliance leader and subject matter expert is responsible for establishing standards and implementing procedures to ensure that the compliance programs throughout the organization are effective and efficient in identifying, preventing, detecting, and correcting noncompliance with applicable laws and regulations. Prior to this, he has served in IGI Funds and National Investment Company in various capacities. Over the years, Mr. Hashmi has served on various committees of Mutual Funds Association of Pakistan (MUFAP).

Mr. Hashmi is a Fellow Member of Chartered Certified Accountants with Master’s Degree in Finance and Certification Financial Risk Management.

A high-performing & persistent professional with over 20 years of experience in the Financial Markets with the capability of supporting the organization in strategic planning, leadership, and governance goals. Transitioned & grew into a C-Suite executive role within the organization with a proven track record of success in managing budgetary & portfolio targets and making sound business decisions. Team-oriented and driven to building relationships and fostering a culture of inclusion and conduciveness. Effective at cultivating and deepening industry relationships to optimize partnership building initiatives.

He has served the organization for over a decade in the roles of Sr. Fund manager, Head of Investments, Chief Investment Officer & as the acting CEO when the Company was going through a transitionary stage. Also served on the Board of MUFAP as a member director and oversaw transition of MUFAP into a role of an SRO body.

Mr. Nabeel began his professional experience on the sell side with KASB Securities & later moved on to notable NBFCs and DFIs such as Orix Investment Bank, Pak Kuwait Investment Co. & Pak Oman Investment Co. in various roles. He is a SZABIST alumni where he completed his Master’s Degree.

Ali has 20 years of broad experience in data-driven strategy and planning, impact investing, research analytics, investment and risk management.

His last association was with Aga Khan Foundation (AKFED – Pakistan) as Chief Strategy Officer to oversee strategic planning for country-wide impact investment initiatives to establish financially sustainable businesses along ESG principles, and provide research-driven insights to the global leadership.

Previously, he worked for UBL Fund Managers in multiple roles as CIO, Head of Strategy & Products, Head of Risk Management and Head of Research.

Ali has a BSc in Computer Engineering from Cornell University, College of Engineering, Ithaca NY.

Burhan is currently looking after the REIT business at Alfalah AMC, he is a pioneer in Pakistan's Real Estate Investment Trust (REIT) sector. His visionary leadership has been instrumental in shaping the industry from its infancy, making him an established figure in the field.

Burhan spearheaded the team that successfully launched the South Asia's first Shariah-Compliant Rental REIT, a groundbreaking achievement that has set new industry standards. Prior to Alfalah AMC, he served as Head of Treasury & Projects at Arifhabib Dolmen REIT Management, and as Head of REIT Business at Faysal Funds, where he played a key role in developing the legal framework for REITs in Pakistan.

With over 17 years in a leading conglomerate, Burhan has a diverse portfolio that includes acquisition & divestment, greenfield projects, and infrastructure development. He has also excelled in fundraising and project management, liaising effectively with various stakeholders to ensure timely and cost-efficient project completion.

Umer currently serves as the Director Advisory at Alfalah Asset Management Limited, capitalizing on his extensive experience spanning over fifteen years in Pakistan's capital markets. With a proven track record of success in foreign sales, fund management, and sell-side equity research, Umer stands as a distinguished figure in the industry. Umer is a strategic thinker with a deep understanding of the Pakistani market. His strategic acumen and profound insights into the intricacies of the Pakistani market have consistently set him apart. Notably Umer's analytical prowess is highly regarded, and he places a premium on conducting comprehensive primary research, making it the bedrock of his research methodology. His research skills have been recognized with numerous awards, including the "Best Strategist for Pakistan" award (Asia Money). He was also instrumental in facilitating the Bank of China International (BOCI) to become part of the Joint Lead Managers consortium for Pakistan’s medium-term note (MTN) program (Eurobonds) in 2021. He has an extensive understanding of all major listed sectors at the Pakistan Stock Exchange and together with his fund management experience brings vast value to address client requirements.

Before joining Alfalah AMC, he held the position of Head of Venture Capital at Faysal Funds. Previously, he contributed his expertise to several esteemed organizations, among them AKD Securities (AKDS), where he initially served as the Director of Research and subsequently took charge of the foreign institutional desk. Umer holds a Master's in Business Administration and a Bachelor of Science in Finance, both from The Pennsylvania State University, USA. Overall, Umer's profile highlights his outstanding analytical capabilities, research expertise, and deal-making abilities, underscoring his significant contributions to Pakistan’s capital markets.

Mr. Jehanzeb Nawaz is the Senior Vice President, Business Head - Sales & Channel Management for Alfalah Asset Management Limited. He has over thirteen years of experience in the Asset Management Industry. Mr. Nawaz started his career with BMA Funds and later moved to IGI Funds.

Jehanzeb joined Alfalah Asset Management Limited in 2013. Prior to that, He was Assistant Vice President at IGI Funds between 2011-2013. He has served in various roles within Alfalah Investments, from Head of Wealth Management, to Heading Marketing & Investor Relations.

Mr. Nawaz holds a BA (Hons) in Marketing and Business Studies from Middlesex University, United Kingdom. He is also certified ICM for selling Mutual Funds and has also completed Anti – Money Laundering and Countering Financing of Terrorism Certification.

A highly successful Sales Person with nearly a decade of experience exceeding sales goals through targeted prospecting and strategic territory development. Track-record of successfully creating strategic partnerships, heightening brand awareness, and raising assets via consultative sales across both retail and institutional client bases.

Ms. Mehwish is a results-oriented. A flexible and forward-thinking individual with excellent interpersonal, organizational, and communication skills. Quick to adapt and eager to accept new challenges. An experienced leader possessing the business acumen necessary for constant improvement, growth, and efficiency within the nucleus of a company.

Amir Ibrahim Habib is the Business Head – Retail Sales (SVP) at Alfalah Asset Management Limited.

He has over 18 years of experience in the Asset Management Industry with diversified as Equity Trader, Portfolio Manager, SMA Operations, and Corporate and Retail Sales. Amir Ibrahim Habib started his career with Arif Habib Investments and later moved to UBL Funds.

Amir Ibrahim Habib joined Alfalah Asset Management Limited in Sep-2021. Prior to that, He was Vice President at JS Investment. Mr. Habib holds a bachelor's from the University of Karachi. He is also certified in ICM for selling Mutual Funds and has also completed CLARITAS certification from CFA Institute

Ms. Zubdah-Tun-Nisa is Heading Investor Services at Alfalah Asset Management Limited. She is a self-motivated, highly enthusiastic experienced professional with more than 20 years’ experience of national and multinational companies. She has been associated with the Asset Management Industry of Pakistan for the past 16 years with her forte being in Customer Care/Investor Service, Tele Sales/Corporate Sales and Unit Management.

Prior to joining team Alfalah Asset Management Limited, she was Head of Investor Services of Askari Investment Management where she revamped the Investor Service function, facilities and Data Center. She played an instrumental role in the successful launch and implementation of Unit Management System “CAPELLA” along with Team Sidrat Hyder & Co. in the year 2012, She was also associated with Faysal Asset Management & Faysal Bank Limited, DHL Pakistan (Pvt) Limited, HINET PAK (PVT) Limited and Gerry’s Information Technology.

Her role at Alfalah Asset Management Limited include overseeing an effective communication channel between the management and its Investor, releasing information’s, handling inquires along with data induction for transfer agent.

Mr. Mukhtar is the Head of Risk Management .

He has remained part of the Board Risk & Investment Committees and has played an instrumental role in the establishment of the Risk Management, Enterprise Risk Management & Information Security framework for the organization. He brings with him an experience of over fifteen years in the field of Risk Management in the Mutual Funds Industry.

Prior to becoming a part of the Alfalah GHP team, he was associated with UBL Funds Ltd in managing their Risk Management Function.

Mr. Mukhtar has done his MBA in Finance from Greenwich University and holds a BBA Honors degree. He is also a member of GARP (Global Association of Risk Professionals).

Nahl Eman Chamdia is Head of Legal & Company Secretary at Alfalah Asset Management Limited.

Prior to joining Alfalah AMC, she was associated with Vellani & Vellani as Senior Associate. In her tenure at Vellani & Vellani she handled variety of Corporate & Commercial litigation cases.

Ms. Nahl has over 9 years of experience with reputed law firms such as Fazle Ghani Advocates, Mohsin Tayebaly & Company and Haidermota & Company.

Nahl holds Barrister-at-Law (City University, UK) and L.L.B external degree from University of London.

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